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That said, however, data collected by The Prieston Group and other industry experts indicates that 1) up to 10% of all mortgage loan applications contain at least one form of misrepresentation, 2) up to 45% of early payment defaults can be attributed to fraud or misrepresentation, and 3) the severity of loss on a mortgage loan containing fraud or misrepresentation is approximately 35% federal home loan bank of cincinnati .
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"The percentage of women pharmacy faculty has increased from 30 percent of all pharmacy faculty in 1985, to 55 percent in 2002 federal home loan bank of cincinnati .
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